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Sandy Kokoska
Sales Manager/Loan Officer, West Virginia & Pennsylvania
200 Fort Pierpont Dr., Suite 105
Morgantown, WV 26508
Cell:(304) 826-0024
Office:(304) 594-2015
Fax:(304) 906-4832
Email: SKokoska@homesavings.com
NMLS #: 563834


I’ve been a mortgage lender for over 30 years and lead the Morgantown team! I pride myself on helping every buyer find the perfect “fit” for their home. Whether building your dream home, buying or renovating, I have the expertise to help get your dream started. My exceptional service and knowledge of the mortgage process allows borrowers to relax and enjoy the excitement of getting into their new home. I also partner with many local realtors and custom homebuilders to provide the best options for clients.

Whatever type of home loan you need, I’m here to help! And at Home Savings, you can always count on a competitive rate, reasonable closing costs and the highest level of attention to your mortgage loan processing and service.

Ask me about homeowners insurance!
Click here for more information.

Customer Reviews:
"Sandy was very professional and out-going. She made me feel like she was helping a close friend more than a "customer". I was and am very pleased with the attention she gave me and my family."
~ Matthew, Westover, WV

"I had contact with three employees, Sandy Kokoska, Kristin Shaffer and Chris Skeens. They were courteous, polite and helpful. They totally went the extra mile for me. I was completely impressed. I have been in banking for over 20 years and their customer service was superior!"
~ Julia, Morgantown, WV

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